7 Easy Steps To Check Your SSS Loan Balance

May 2, 2019 | 2:56 am Leave your thoughts
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  • If you availed an SSS Loan and been wondering for quite some time now “How much is my existing SSS Loan Balance?”, you must be thinking how can you do this conveniently?

    Visiting the nearest SSS Branch and asking a very simple question about your SSS Loan Balance takes too much time and hassle.

    Listen up, Kid.

    Because of the development of the new SSS Online Inquiry website, members of SSS can easily check their SSS Loan balance using their computers or even with their smartphones, anytime and anywhere. 24 by 7! Anyone can do this by following these simple steps:1. Go to SSS.Gov.ph which is the Official Website of Social Security System Philippines.

    7 Easy Steps To Check Your SSS Loan Balance - SSS Website

    2. Log in to your account using your User ID and Password.

    7 Easy Steps To Check Your SSS Loan Balance - SSS Log In

    In this tutorial, I am assuming that you already have your own My.SSS Online account. If not, you can read through my tutorial on How to Register your Own SSS Online Inquiry account.

    Register an Account with SSS Online Inquiry

    If in any case you forgot your username or password, you can use the “Forgot Username or Password” feature of the SSS website or you can read my other tutorial on how to retrieve your SSS Online Username and Password.

    3. After you successfully logged in your account, in the Main Menu, Click on the “Loans” link then “Loan Status/Loan Info”.

    7 Easy Steps To Check Your SSS Loan Balance - SSS Salary Loans

    4. The next page will show you relevant information about your Loan Application and Information Details.

    7 Easy Steps To Check Your SSS Loan Balance - SSS Salary Loans Status

    5. This will display all the loans you have availed. You can see it in the bottom portion of your screen.

    7 Easy Steps To Check Your SSS Loan Balance - SSS Salary Loans List

    In my case, I already have availed the SSS Salary Loan twice which is presented in the image above. The Salary Loans are arranged chronologically. Click the first Salary Loan in the list to view the current balance of your salary loan.

    6. By clicking the latest SSS Salary Loan, this will display all the relevant information about it. Notice that a link text “Statement of Account & Loan Payments”?

    7 Easy Steps To Check Your SSS Loan Balance - SSS Salary Loans Information

    Click that link to display the Statement of Account and your Loan Payments.

    7. A Statement of Account will be automatically generated as of the current date.

    7 Easy Steps To Check Your SSS Loan Balance - SSS Loan Statement of Account

    At the bottom portion of the SOA, find the row with text “Total Amount Not Yet Due” and the amount next to it.

    Now read carefully, the next thing that you’ll read are important to you.

    The Amount of Obligation is your SSS Loan Balance. That means, that’s the remaining balance of your SSS Salary Loan.

    At the bottom, you can see the “Credited Payments”, that means, it is the record of all your payments made. If your status in SSS is Employed, these payments are automatically deducted to your Salary. The burden of paying SSS by posing as couriers is done by your respective Company.

    7 Easy Steps To Check Your SSS Loan Balance - SSS Loan Credited Payment

    If you have noticed that a payment that you’ve made is missing in the list, first thing to do is to contact your Human Resources Department or your Company’s Department in charge of SSS Benefits or Payroll and start asking questions.

    It is important to keep track your Payments as few Employers failed to comply and remit your payment to SSS. Unable to remit your payment will lead to past due loan.

    Have something to add to this tutorial? Share it in the comments.